MarketWatch/Dow Jones data shows that $2.5 trillion of CD Money will come due in the next 12 months. Those who have CDs maturing are running into a dilemma- new rates are lower than what their current CD is paying. The solution? MYGAs.

David Blanchett and Michael Finke's research affirms that people will spend significantly more in retirement if they have annuitized income.

Many advisors ask the question- Why do similarly rated companies have products with better or worse guarantees than another? There are two main factors, and I’ll use lifetime income FIAs as an example.